Terrain Technologies is a Mexican fintech that develops artificial intelligence agents and smart devices to transform access to financial services.
It evaluates without understanding how people and businesses really operate: effort, perseverance and daily survival. Its quantitative models exclude what is most valuable: reality.
Lack of financial decisions based on real human context
Waste of valuable operational and emotional data (qualitative data)
Services without personalization or empathy for your customers
We are Human - Centered AI technology that directly observes how people and businesses work in LATAM:
sales, tasks, schedules, effort.
This behavior is converted into data that allows us to create real credit profiles and relevant financial solutions.
Measures in real time how the person or business works: schedules, productivity and task fulfillment
Evaluates sales, customer and supplier management, margins and cash flow.
Detects emotional stability, problem solving and leadership or teamwork skills.
Real use cases, with immediate potential.
Our technology is already working and is just the beginning.
Fairer and more personalized lending, based on actual performance, not just financial history
Dynamic profiling to offer insurance tailored to actual behavior and accurately measured human risk
Risk assessment of lessees and purchasers based on operational stability and emotional financial commitment
A new kind of card. It is not awarded for banking history, but for real performance, involvement and measured effort.The Capataz Card will be the first credit card backed by human, credit data and ready to operate with stablecoins and blockchain technology.
We know those who open their business before dawn, those who sell, collect, deliver and dream at the same time. For them we built Terrain: A technology that understands them.